The housing market has improved and many people are thinking of finally starting those postponed home improvement projects. We all would love a master bathroom with custom cabinetry and frameless shower doors. We would like it even better if we could save money on the project by going with the lowest estimate. Before you hire Read more →

It cannot be said enough; just how important it is to document, document, and document! When situations arise in the workplace that supervisors, managers or anyone with authority, feels could be a potential liability issue, they should keep careful and complete documentation of all the facts surrounding each situation. If it can be shown that Read more →

Understand how your health plan works: This is the first and probably most important step in finding affordable health care. You need to know what sort of healthcare is and is not covered, what procedures you need to follow to ensure your claims are paid, and which providers and facilities to use to get the Read more →

Its summer and that means vacations and rental cars. What do you usually do when you get to the rental car company counter? When asked if you want to buy the loss damage waiver (LDW) from the rental company do you assume you are covered by either your personal auto insurance policy or your credit Read more →

When you think of a Jet Ski/Wave Runner you may envision sunny days, hanging out with friends, and the wind whipping your hair as you zip across the water. What you probably don’t think about is whether or not you have proper insurance coverage for the personal watercraft, or jet ski for short, that you Read more →