Yacht & Boat Insurance
When it comes to insuring significant assets, we understand the unique and complex needs of those that have more to protect. If you don’t know all the ins and outs of marine insurance contracts, you need the advice of an agent who does. The value of your craft is not the only thing to consider when it comes to insurance. We will help you get the proper crew coverage, as well as provide coverage for your preferred cruising area. High-net-worth policies remedy shortcomings in coverage. Our dedicated marine specialists will work with you to identify your risk.
We differentiate ourselves from the competition by working closely with our underwriters to negotiate a comprehensive Marine coverage, policy terms and conditions. This includes your deductibles, warranties, operating territory and storm plans in addition to a competitive premium. More importantly, we will work with you to reveal any significant – yet hidden or undefined – exclusions and limitations on your policies. This may include time limit requirements on incident notifications, depreciation of aged equipment, and repair of vessel exclusions.
We offer protection against theft, vandalism, windstorm, hail, lightning, fire, explosions, damage in transit, collision and sinking. We can also offer protection against accidents and passengers, as well as customized coverage, to include such options as emergency service, physical damage of your boat and equipment and personal effects.